OT - Rato/Fernando: what do you guys know about Ponte Vedra Beach? My wife and I consider it to be on the short list for retirement along with the Raleigh area and Savannah, GA (we live in CT now). I think we are 2-5 years away at the moment and we would look to buy a house rather than a condo. Heard "The Plantation" is a nice gated community. Thoughts? TIA........Chuck