A.I.M. Users Bulletin Board

[karw]

Hey Adam,

This month my lazy portfolio (UBA) was restructured a bit:

VV --------> VOO
VEU--------> VXUS
IASP&IPRP--> VNQI

So the UBA structure now:

domestic   international   emerging    REIT 
 VOO        VXUS            VWO        VNQ 
 VTV        IAPD/IDVY       DEM        VNQI 
 VB         VSS             VSS 
 VBR        DLS             DGS 
 

All changes improved the expense ratio and diversification coverage for each slot.(VOO has a lower ER than VV, 0.06% expense ratio versus 0.12%))
During the restructure the UBA price was kept constant and finished the week at $11.96.
The restructure was profitable so the cost per UBA share went down from $9.55 to $8.99.

The next step could be IAPD/IDVY ---> EFV. Another thing is that cash is still in the UBA, I am pondering to take it out and have a share-only UBA that will be AIMed with external cash. Another change could be VXUS---> VGK,VPL.

AIM sells this month: VBR and VXUS(!),that was quick :)

Best Regards,K