The Next Online Brokerage - Built By You

[Koikaze]

Matt, here's a draft of the offer for participation in OCS.

Caveat #1: The following draft offer needs careful review to insure the terms used are accurate.

Caveat #2: I am opposed to inviting Donald Trump into iHub's proposed online brokerage. Financial institutions are not well served by snake oil salesmen.


Draft


Dear [Mr./Ms./Mrs] [name]

We are creating the world's first online brokerage firm built from the ground up via the internet. Our firm, OC Securities, is integrating the membership of two of the most respected financial communities on the internet with our active online trading platform. We invite you to partner with us in this enterprise. Your part in the endeavor will be [explain what you want the addressee to do].

If you accept our offer, you will receive [insert explanation of equity arrangement, leverage, return, etc. here]

This opportunity is unique because we link the market experience of OC Securities with a broad base of existing active online traders. The online portion of the operation is conducted by Mr. Matt Brown of Pensacola, Florida and is operated under the names of InvestorsHub (www.investorshub.com) and Silicon Investor (www.siliconInvestor.com). These two sites have

• 525,000 registered members
• 50 million page views per month
• 40 million ad inventory per month
• 1 million+ unique users each month
• 25 million messages posted
• Membership in [number] countries

The stock brokerage portion of the operation is conducted by OC Securities, a new firm organized by Mr. Kenneth Scordo and structured with the input of the online community mentioned. Mr. Scordo has twenty years experience as a broker in New York and California. The trading software is a proven package, customized for OCS's operation. Trading operations will commence around the end of April, 2005.

As an indication of the significance of the online community for a brokerage firm, advertisers on the two online sites have included Schwab/Cybertrader, Ameritrade, Waterhouse, E*Trade, FXCM.com, eSignal, TheStreet.com, and StockCharts.com. Existing online brokerage firms like Ameritrade and E*Trade have multi-billion dollar market capitalizations. We believe our integration with the heart of the online community offers an opportunity for an exquisitely profitable operation.

If you would like to participate in this venture, please call me at [your contact info].

Respectfully yours.

Kenneth Scordo
Chief Executive Officer