So many things one hopefully learned from HRCT. Risk doesn't equal reward in investing. Diversify. Brilliant ideas are a dime a dozen, Bullet proof balance sheets are incredibly rare. Jumping on fads usually doesn't work. Trading doesn't work. There's a reason pros almost never buy pennies Use the NYSE as a core for investment Filings are important. read the disclaimers and footnotes first. The auditor is important (Enron was an incredibly rare exception) Real companies, especially startups, stick to one thing -------- Damn, it's good being ME during these tough times!