Wow. You and ML both posted this info. Thank you. It has caused me to think about why I don't like the 50 K concept at all. On the one hand I suppose it could be a marketing tool attractive to some... on the other hand it offends me as I think it may offend others. People in general don't like to put a dollar value on human life, which is often the position individuals find themselves in with life threatening illnesses. I think the message should be softened somehow. Even a guarantee to try to find another match or a removal from an insurance bill would be better than a 50K rebate for bad results??? Who thought of that? Medical science needs to be lot more sensitive to the consumer. AIMVHO