Hi Tom here is another way to help time buying into a bear market cycle. <A HREF="http://www.safehaven.com/Editorials/Editorial041601.htm" target="_new">http://www.safehaven.com/Editorials/Editorial041601.htm</A> Those deep divers might act like anchors as this market bases I would try selling half way off the floor and put some of that cash into better selections. Are the best of times or are the worst of times just before us <A HREF="http://www.zealllc.com/2002/spcrash.htm" target="_new">http://www.zealllc.com/2002/spcrash.htm</A> I for one believe that it's the best of times,it is just a matter of timming when they get here. Timming ones buying Not seeing things all gloomy Just realisticlly Irwin