Solved the 30 year mortgage monkey-on-the-back a while ago. One day I got tired of dealing with the con artists at the bank and tired of trying to remember to send that monthly wopping check. Sent one big check once for the balance due and haven't heard from them since. One of my most successful ideas. Ultimately will save many 100 k's of forgone interest payments. ==============================================================
A very smart move, Osprey.... good for you!
Consider yourself fortunate to be in the position to do so.
Most folks aren't....
Fwiw, I did the same thing with my present residence in 2000 and it's a good thing I did so for I would have surely seen 'those' bucks go bye-bye in the NASDAQ swoon that I wasn't smart enough to identify.
The only good that came from that NASDAQ bloodbath is that it led me to get intimately involved with the PM's, and while I'm still far from where I was...... I feel I am definitely on the right road to a full recovery....and then some.