>>>>>I am Aiming half of my investments and running the other half on a 60% stock 30% bonds and 10% Reits format and rebalancing quarterly. Who knows? Let me know when the Holy Grail has be discovered.<<<
That looks very much like the portfolio in "How a second graded beat wall street"
I would rebalance at MOST once/year though. Sell losers one day less than a year and sell gainers one day more than a year. (though with that method I don't know why you would be selling something that went down)In an IRA it wouldn't matter except for rebalancing less often than you are now.
Toofuzzy
Take the road less traveled. It will make all the difference.