Think about that Chevy dealer for a moment. The original owner was in business during the depression. The dealership is still in the same family. The company has been in business through good times and bad.
Their way of being more efficient is to react by not carrying any cars on a floor plan. Having only 22 paid for cars on his paid for lot for sale means he can carry through these interesting times.
But, then, if you want a red Impala with a V-8, you are just going to have to pay a big down stroke and wait for delivery. Your alternative is to travel around the state and find another dealer who is still in business and pay his overhead in the price.
Kind of like being in a depression. Isn't it. Did the subprimes do that?
You need to look beyond the media hype and see who is pulling the strings.