Hi Bernie, The big C does change the perspective. I'm going to get two carved off on Wednesday. They are giving me the un-insured discount package for only 4k. I'll now have to move retirement out to approximately 82. Father said at mass yesterday to give my fears to the Lord. I told him afterward that his sermon reminded me of Alfred E. Newman saying "What Me Worry?". He is young and didn't know of Newman, but he does know the big C. He had a melanoma right on top of his head, but after a long period of treatment he is OK now.