Hi AIMster, RE: IRA and its current structure............... It's been a choppy ride this year to say the least. <img src=http://www.aim-users.com/stockchartira.gif> However, even with the lower cash reserve than I've had in the past, the trading has been done. <img src=http://www.aim-users.com/sumlb.gif> While there's still cash overall, you'll see that several components are "under water" as they've borrowed from Peter to pay Paul. <a href="http://www.aim-users.com/etfunds.htm" target="_blank">http://www.aim-users.com/etfunds.htm</a> Have a great weekend, Tom <!--Beg_Sig--> <img src=http://www.aim-users.com/aimotto.id> <img src=http://bimedia.ftp.clickability.com/wtmjwebftp/4weather/port/port.jpg> Port Washington, WI 53074