Thanks for the explaination. I hadn't seen your change away from the sector funds.
So far I still have three different Accounts each on their own AIM program with a few funds in each. Most are open-end mutual funds but there are also a couple of ETFs.
A calculation of approximate internal allocations is kept just for tracking and awareness, broken into;
LargeCap US Mid&SmallCap US International RealEstate FixedIncome (cash reserve).
Commodities (DBC or DJP) could be added someday, if there is ever a good buy point (no time like the present?).
When I first reconfigured the 401k account after a few years of stuff-it-in-there dollar cost averaging I did the allocation breakout to get a snapshot of where the account was ... fully expecting it to be overweight LargeCap. I was surprised to learn it was actually about 44% Mid&SmallCap and only about 20% LargeCap! We fixed that.
There's the perception and then there's the 'rithmetic. :)