I don't get anything out of that statement that I didn't already know. Again, b/c I have made the many phone calls, sent the emails, and done the research, I choose to hold. No visit from naysayers will sway me from my position as only I will make that decision of when/if I will take a different stance here. I choose to hold GRACEFULLY sans any whining, and when/if I feel I no longer understand what is going on with HCPC, like a normal person, I will sell and move on without one word to those currently making it a personal choice to continue to hold. After all everyone here is an adult, so I don't need to tell them how to spend their money.