Mark, I know I've seen at least 3 or so NAIC clubs here... I'll try to find the others. <A HREF="http://www.investorshub.com/boards/board.asp?board_id=473" target="_new">http://www.investorshub.com/boards/board.asp?board_id=473</A> Sounds like you and NW have the same core investing values. MB