MY FAVORITE QUOTE FROM THE ARTICLE. SHOW HCPC HAS BEEN CLOSING LOANS WELL BEFORE 1999
"For the last five years, we have been building partnerships, educating the low- to moderate-income markets, and providing home equity and mortgage loans, through our subsidiary Heritage Capital Credit Corporation, in both urban and rural Delaware," Smith said. "We also continued to forge ahead in seeking capital investments from First Union, other leading banks, corporations and institutional investors doing business in Delaware. These socially responsible institutions are working through structural barriers to help us establish Heritage Community Bank, which will meet the banking needs of underserved communities throughout our state and the city of Wilmington."