Yes, that would be insurance fraud and could be prosecuted criminally, if proven that there was an intent to defraud a insurance provider.
I believe it is only Oregon and Virginia, that do not classify some insurance fraud as a crime. Most states have insurance fraud bureaus as well.
Florida is one of the stricter states when it comes to prosecuting insurance fraud.
Insurers may also file civil lawsuits under the federal Racketeering Influenced and Corrupt Organizations Act (RICO), which requires proving a preponderance of evidence rather than the stricter rules of evidence required in criminal actions and allows for triple damages.
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