>>1) GTEM has no debt, thus no creditors Hmmm no debt. You mean no debt like below? <A HREF="http://www.sec.gov/Archives/edgar/data/919742/000114420406038107/0001144204-06-038107-index.htm" target="_blank">http://www.sec.gov/Archives/edgar/data/919742/000114420406038107/0001144204-06-038107-index.htm</A>