You're welcome, soupie. I think if anyone is confused, it might be a good idea for them to speak with an attorney. I have my opinions, and so do others, as well as my, and others attorneys. But opinions are exactly what they are, so it's best, imo, for everyone to do what they need to do, to get the best advice for themselves.
"No Hour Of Life Is Wasted That Is Spent In The Saddle"- Winston Churchill
"The outside of a horse is good for the inside of a man" (And Woman!)--Ronald Reagan
All of my posts are my opinion, only.