Hello alynnb,
From my perspective, your input has been very helpful. Thank you very much!
From your input, and from the input of many others on the board, I now think I have a handle on what to do regarding response, etc. (I have to say I started out in quite a panic.)Also, I haven't hired an attorney yet, and don't know if I will or not, but may seek an opinion from an attorney friend.
Thanks again!
SD