Just for the interest value, I went to the Dell web site, picked China for the country I was interested in and was transferred to the online order site for the PRC. I entered a dummy order until I reached the payment options which were as shown below. Apparently the low use of credit cards is presenting no problem for Dell in China and they are manageing quite well. For those wishing to have a look for themselves - http://www1.ap.dell.com/content/default.aspx?c=cn&l=en&s=gen
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