I have been very blessed and very lucky for where I am today, not only financially but life in general. As for being real estate appraiser, I don't generate the income as I use to in the mid 2000's up until Obamas first term when he overhauled the lending industry, I use to make 300-400 dollars for each single family homes, now only 150-200 dollars, plus I only do it part time, enough to keep me busy and active, better than staying home all day. The 5 million goal that I have it is not from appraising homes, I only make 60,000 maybe 70,000 tops doing appraising, I was making 180-200 thousand during the mid 2000's, that 5 million goal is one particular stock I am in currently and have been holding for 4 plus years now, if it pans out, hopefully in this month and by mid next year I can make 5 million minimum and up to 10 million. I am not very young, I do look young for my age at 62 cause I am very fit for my age.