Friday, August 08, 2025 2:22:17 PM
From an SEC fiing,
MERRILL MOSES, Vice-President and Director
A graduate of Brigham Young University with degrees in finance and business, Mr. Moses owned eight different restaurants by the age of 23, including holding the position of CEO and President at M&M Foods and M&M Enterprises. With skills including financial procurement, asset accounting, debt servicing, personnel management, and equity financing, Mr. Moses originated the Jiffy Lube franchise and an investment-banking firm.
In 1980, Mr. Moses created an independent oil company, Intercontinental Oil & Research (ICOR) which operated for ten years. In 1982, Merrill Moses formed Bonafied Financial Management (BFM), a financial planning corporation. BFM was created with the purpose of facilitating the accounting needs of ICOR and its mining subsidiary. Bonafied helped clients with investments dealing with tax advantage vehicles, Research and Development projects, the entertainment industry, a variety of profit partnerships, and oil and gas partnerships and mining production venues. Mr. Moses began mortgage financing with a Real Estate license in Utah in 1983. For the next ten (10) years, he financed construction and commercial projects in three (3) states and two (2) countries with the accompanying secondary financing. Between 1989 and 1993, Mr. Moses created Caribou Mining and Exploration, operating the business as CEO and President. Caribou was a mining company operating a lead, silver, zinc and gold property in Northwest Nevada with ore reserves in the hundred million- dollar range. Cambridge Home Loans (CHL) was created by Mr. Moses in 1994. He is the sole owner and serves as CEO and Senior Loan Officer. CHL was incorporated in 1997 and currently employs over 50 people.
https://www.sec.gov/Archives/edgar/data/1084805/000108977400000091/0001089774-00-000091-d1.html
MERRILL MOSES, Vice-President and Director
A graduate of Brigham Young University with degrees in finance and business, Mr. Moses owned eight different restaurants by the age of 23, including holding the position of CEO and President at M&M Foods and M&M Enterprises. With skills including financial procurement, asset accounting, debt servicing, personnel management, and equity financing, Mr. Moses originated the Jiffy Lube franchise and an investment-banking firm.
In 1980, Mr. Moses created an independent oil company, Intercontinental Oil & Research (ICOR) which operated for ten years. In 1982, Merrill Moses formed Bonafied Financial Management (BFM), a financial planning corporation. BFM was created with the purpose of facilitating the accounting needs of ICOR and its mining subsidiary. Bonafied helped clients with investments dealing with tax advantage vehicles, Research and Development projects, the entertainment industry, a variety of profit partnerships, and oil and gas partnerships and mining production venues. Mr. Moses began mortgage financing with a Real Estate license in Utah in 1983. For the next ten (10) years, he financed construction and commercial projects in three (3) states and two (2) countries with the accompanying secondary financing. Between 1989 and 1993, Mr. Moses created Caribou Mining and Exploration, operating the business as CEO and President. Caribou was a mining company operating a lead, silver, zinc and gold property in Northwest Nevada with ore reserves in the hundred million- dollar range. Cambridge Home Loans (CHL) was created by Mr. Moses in 1994. He is the sole owner and serves as CEO and Senior Loan Officer. CHL was incorporated in 1997 and currently employs over 50 people.
https://www.sec.gov/Archives/edgar/data/1084805/000108977400000091/0001089774-00-000091-d1.html
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