A.I.M. Users Bulletin Board

[Adam]

Hello Joe, You're right, that is the proper way to remove funds from AIM as described by Lichello. I have an IRA account with multiple AIM programs and I use a common cash pool and that cash pool is plenty big. Now, an RMD by definition is a small percentage of the account and a larger percent but still a relatively small fraction of the cash. So I just don't see the need to sell any stocks or ETFs, but just take the RMD out of the cash pile. Then if the cash pile is too small I can increase that by decreasing the SELL SAFE by a couple of % points of some holdings to encourage selling and increase the cash pile slowly over time. This makes more sense to me.

Adam