ROYAL IMHO there will INTENTIONALLY be lock up periods, to make sure that CHUCKY holding the position they will hold, SO THEY CAN MAKE MONEY ON THE BULK OF THE MONEY UNDER THEIR CORP UMBRELLA via those loans as you suggest ANd the sad part is THEY WILL PROBABLY give a decent or competitive rate, so as to keep the borrower tied to CHUCKEY..................
IS WHAT IT IS AND AINT WHAT IT AINT.
"" IMO we will be able to borrow cash so schwab can make money.""