'It is 95% of us in USA.'
And bar1080 and I are the top 1 percent.
Which category do you suppose is correct more often than the other when it comes to financial matters and investing?
A: bar1080 and me plus our fellow 1 percenters.
The lowest 95 percent include those who invest in gole rims, lotto tix, and 40 ouncers - and they always have a vehicle that is less than 3 years old and have a 48 payments plan to pay for it. If they own a house, they are paying PMI because they could nott put 20 percent down. They are the ones who carry a credit card balance paying 21 percent interest. They are, largely, people who do nott care to learn about financial matters and investing and/or lack the discipline to nott spend on shit they do nott need and wind up broke at the end of every paycheck cycle, having spent all that they made the last pay period (and often MORE than they made). Then they blame the folks who are prudent and took the time to learn and the discipline to be smart with their munny for the 05 percent being broke but owning gole rims and QVC/infomercial crap that they did nott need.
