A.I.M. Users Bulletin Board

[jdmagaw]

Emergency Protection

How can I protect my AIM programs in the event of my sudden demise or incapacitation? I want to protect my accounts from possible significant losses in such an emergency. I could engage a financial manager, but I don't like paying as much as 1.5% every year for this protection. Another option is to switch to very conservative funds or ETFs, but this method limits growth. I'd appreciate any comments of references on this matter. Thanks!