No idea on the loan, but FCCN certainly has been hot so I while I wouldn't marry it except with freebies, I wouldn't worry much either. <img src=http://bigcharts.marketwatch.com/charts/big.chart?symb=fccn&compidx=aaaaa%3A0&ma=0&maval=9&uf=8&lf=268435456&lf2=4&lf3=256&type=2&size=2&state=10&sid=1914679&style=320&time=6&freq=1&comp=NO%5FSYMBOL%5FCHOSEN&nosettings=1&rand=5902&mocktick=1>