I entered PFF back in 2010 using an account where you could with no cost reinvest the Divvy back into the ETF. I felt it was safe and did it to diversify. It did not return what could have been had I been in the S&P 500. The account was with ScottsTrade and was purchased by TD. I lost my history and sorry to say I cannot tell you exactly my gains. It was in an IRA. EDIT.. I must have exited in 2017. investorshub.advfn.com/uimage/uploads/2019/7/31/aepgqPff.jpg