Oh, dear, I'm going to write something that amounts to a personal attack and subject to TOS violation.
Not knowing or understanding toxic financing doesn't invalidate that NSS exists.
This is real close to saying something along the lines of..."since I don't understand or know a thing about physics, I can say that Neil Armstrong didn't walk on the moon."
The Nasdaq's third tier, the AMEX can be just as bad, and last but not least, the OTC, it seems, are financial venues that reward failure.