How's it false if SFNL said THEY WILL GET that debt ???back read the 10 Q: <A HREF="http://biz.yahoo.com/e/060901/sfnl.ob10qsb_a.html" target="_blank">http://biz.yahoo.com/e/060901/sfnl.ob10qsb_a.html</A> "The monies owed the Company by its clients are not in dispute and Management believes that the amounts being held will ultimately be collected. "