Don't forget First Data uses Out-of-Band Authentication
And First Data Corp's Chairman & CEO
In April 2013, First Data's Board of Directors announced that former JPMorgan Chase Co-COO Frank Bisignano had been named Chief Executive Officer of the company. In March 2014, Bisignano assumed the role of Chairman.[31] Upon taking office, Bisignano launched an equity ownership plan for all 24,000 of First Data owner-associates.
ACS President and COO:
" Additionally, as a security tool, some of our clients have are under non-disclosure. That said, BLACKROCK, AON, BANK OF AMERICA MERCHANT SERVICES and FIRST DATA CORP Represents the Largest Clients as well as have done extensive due diligence
First Data has a global footprint of 6 million merchants, the largest in the payments industry. The company handles 45% of all US credit and debit transactions, including handling prepaid gift card processing for many US brands such as Starbucks. It processes over $1 trillion in card transactions annually, with an 80% market share in gas and groceries.