Wave could deploy with it's tech today a PC that is accepted not only by the TCG but the Banking/ Visa community as well. You could deploy a SCR keyboard with an Embassy chip that was compliant to both TCG & FINREAD( European banking & VISA) standards....Add that to a TCG TPM MB'ed PC,download a TCG,FINREAD & Moneo Trustlets to the Embassy SCR,sign up to Wave's TAN & for a total cost of around $100 you can perform the Highest Level of Banking,Turn your PC into a ATM machine,& download TCG Trusted services.....