I'm sorry for the folks that are taking big looses her I'm in the same situation all I can say there was a reason some of you got in we all have diffident goals as for me if ICNB does good it will be a chance to retire and enjoy life a little before this cancer of mine wins. I do not regret taking a chance with ICNB one must in life, to all out there I feel your pain ICNB will bounce back maybe not as fast as some hope, nut what goes up does go down and vise-versa ICNB is gold just give it time folks.