But, in this case Yazbeck controls both sides of the loan, so he can purposely cause default, for his own benefit. Completely different than a Credit card.
A loan should be referred to by it's current terms not it's penalties
"It is easier to fool someone, than to convince them they have been fooled."
For those that don't get it, it means that people need to be more careful, and do good due diligence.