SPDR S&P 500 (SPY)

[imiloa]

if you ever get to try app-based ACH banking
i think you'll be happy to never sign your name again.

a few taps and you're done.
no envelopes, stamps, or worries that checks get lost or stolen/fraud.
and instant xfer, so don't need to track uncashed checks, etc...

it's really spectacularly simple and efficient.
pains me to deal with USA banking now...