I don't think we could get a better loan from any lender given the current situation, finance, and asset, previous loan default, and lawsuit. Our corp score, DTI, liabilities, all must factor in during underwriting process taking months to finalize. All lenders are the same in the notion that they must maximize the value of their dollar in a loan given the risk factor. So loan shopping would waste more time and slow our development down. Remember loan process underwriting and conditions waste so much time, and when you want things fast with the least conditions this is the way it's got to be done.
We probably just need to move on as fast as we can and until we get something more tangible in our hands like IP patent and partnership, YA we be nothing more than a stepping stone.
At that time lenders will have to compete for us and 2 mil loan will look negligible.
Second Dr. Andrew is 70 or so and probably wealthy. he is not an investment banker wanting to get super rich at that age I mean think about if you are 70 what matters to you most? Going down in history with published books and well known for pioneer work in stem cell of having another Ferrari? One can only eat so much each meal and drive one car at a given time..so why invest? And what take would he want to mega profit in SVFC? These are docs, not corporate king pins.
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