Yeah, ideally its for retirees which I'm not (32yrs) But it is stable. You can go to their website and view their investments. It is a large basket of stocks from many different sectors. Only catch with CRF is it probably won't be worth more than $6 or $7 any time soon. But i search the highest yielding dividend payers and i could not find one better than this. One day hopefully soon we can get that booty from fannie! ( a quarterly dividend that is) !!! Before the 2008 crash FNMA paid a .45 quarterly dividend per share at times!!