Joe that's just a matter of opinion to me nothing is written in stone. I'll give you an example I was heavily invested in Texaco with a few friends of mine. They decided to sell at the last minute, well them and everybody else. They were laughing at my worthless shares when they declare bankruptcy. 3 months later a group of private investors bought out the worthless shell and send me a nice check 5 months later. Guess who got the last laugh....