The problem is your idea of a new egg is subjective base upon rosy conditions - I tend to attempt to be prepared for the worst, though you're right. I have no intention of stopping work anytime in the near future.
Currently with commute I work roughly 14hrs a day and spend time after work researching stocks, which I do for both money reasons as well as enjoyment reason. I would love to be able to work just 1 job and day trade mostly for fun.