I guess I have an arcane view of business, Truth.
I only borrowed money for a business venture once (from a friend, sealed only with a handshake....wouldn't recommend it). I paid him back sooner than we agreed, and at a higher interest rate than we agreed....it was my way of demonstrating appreciation and respect for the trust in me, he had shown. I still refuse to ever let him pay for a check (dinner or drinks).
My behavior has nothing to do with my own integrity or morals...it's simply my own feeble attempt to emulate, the ONE that I believe in... and follow.
Under promise...over deliver.