About $26 billion in Bank settlements. That's about what the figure should be when everyone pays up, based on the 13% pay rate analysts are stating.
With Freddie using it's $28+B tax credit and 3Q profits from FnF we should be right at "net-zero". Add in the $26B from bank settlements and that puts FnF at around $215B pay back to taxpayers. That's a bigger return/profit than the government got from the AIG deal (about $210B return on $188B bailout). Of course, that's without counting in any FnF stock value, if used. IMO there could be serious pressure for the release of FnF from conservatorship when this happens.