Congratulations! I'm ready to jump in too. I'm just waiting to get a list of which doctors will accept each plan here in California to see if I can keep the same medical team. The provider list should be available soon. Even if I can't use the same doctors, I'm willing to make the change since I'll be saving about $800/month with the subsidies.
One comment though. My income also varies from year to year. The income you report should be what you expect to make next year not necessarily what you made last year. Your income is compared to IRS records as a rationality check and you will be asked to confirm the number but since it's all reconciled when you file your 2014 taxes in 2015, nothing changes until then. At that time you will either owe back some of the credit you received if you underestimated your income or you will get an additional refund if you overestimated it.
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