Basic Security 101
No credit cards with billing addresses different from the subscriber's address.
You could have stolen it. Or you could have borrowed it from your mom last week when you went over there for dinner.
Either way, all the holder of the card has to say is "Gee. I didn't charge that" If the address is different from the billing address, it's a chargeback, end of story, period.
Also, no shipping to anyone without a valid credit card on file. That also is not negotiable, period.
This is not the same as borrowing Mom's credit card to go to the mall. This is the same as a company using your investment to send out DVDs to the public. You expect them to make money doing it.
If you are having a problem understanding that, I suggest you wait a few years until you have been ripped off a few dozen times and had your identity stolen once or twice. Then you will appreciate the basic security GZFX has in place.
BT