It's funny how all these na sayers seem to always come on I hub between 5pm and 11pm EST, must be the hours they work....lol This country is just comming out from the worst recession since the great depression. Look at all the banks and industries that received bailout money and have started to repay and are now showing profit. There is no difference in the housing industry that is just starting to recover and FNMA will recover too...imo