well mydog...the collateral is only worth it's proven worth. Example, today QTN has a value of XXX, based on today. As Frank continues to add carriage and gets the subscribers/advertisers/syndication fees in QTN's value starts going up....'it's proven worth'....if he were to attempt to sell that idea now it's considered a 'risk' for many finance institutions...and we all know the higher the risk the higher the % applied to the loan for that risk...we can't take practices that work well for 'proven' businesses and apply them to startups...