Reading the fine print........ "..The credit facility provided for an initial line of credit of $425,000 and is to be used only as permitted under the specified use of proceeds..."
Borrowing cost beyond $425K is NOT FREE and plenty of strings attached,mostly at your expense as an investor,and I would not be surprised the invisible hand of JW is all over the credit facility.
ps- JW=sleazy investment banker= trail of blood and tears for investors!