Ths PP Debit card industry is huge.....I had no idea until I read probably 5-7 articles with numbers . The numbers are staggering . I own one myself and find it serves its purpose well. Some people buy them just to make internet purchases with them and keep a minimal amount on them to cover those purchases. That way if the cards numbers are stolen you just cut it up and get another without risking access to your bread and butter credit card out on the net with its credit limit .....