agree with you, TB. Pennies can be fun. OTOW no different. Very few companies can afford not to diversify. One side of the business helps the other. We'll know soon enough how well the card is doing. The wireless or even internet business is a bear, too much competition and your rates have to be the lowest (and quality, reliability) or you don't get the business. A lot of companies will do deals with the customer to where it takes 18 months to recover from the offer and make money. A small company like OTOW can't afford to absorb a 18-month loss with each and every customer, without something else to survive on. The card beats selling T-shirts at flea markets.