With all due respect, I find it ironic that people here refer to smart money as dumb but I must ask, if these same people were not so-called cost averaging down then imagine how much money they would have now to buy now at these current low prices, would'nt that have been a smarter way to invest here? I mean if they had not bought shares high which are now worth a lot less then they would have more cash in hand to buy much more shares down low and ride them much higher as some say the shares will go so please don't call smart investors dumb when in reality they appear smarter becasue they stil have their original powder and a much stronger buying position than those who say they buy on the way down.I mysefl am loaded with dry powder and maybe I will load up on shares way cheaper than those who bought on previous dips and sell o nthe way up, I think that is smart money and smart investing so all here can call smart moiney dumb but I am making it big time and i hope othre CWRN sharehodlers play it right and make it like me, don't follow the herd but stand out and make it on your own, go CWRN....Go somewhere...