A ... nothing wrong with $2.81, it'll hit it's low before the xd-date-- my guess is the $2.81 price point ... Btw, I picked up all of mine in the June 13th area-- note the 20-day MA touch ... fwiw, we're still basing and the daily volume and price action are erratic while stocks base, and it's especially erratic for all small cap stocks despite the sector, so don't overtrade.
...as to whether it's trading at a premium to NAV...?
I think that's a good thing-- it's like owning a major copper producer with a P/E of 300 at the bottom of the cycle ... normally these things trade with a P/E of 3 at the top ... and a premium price for a finance company means the sector is about to turn one for the better.
I'm long.
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My-bad ... I see it's trading at a discount-- I still say it's a better buy it at a premium. A good indication of the health of the precious metals sector.